Is Fire the right payment provider for your business?

Discover how Fire’s strengths in payment automation, multi-currency accounts, open banking, FX services, and business debit cards can streamline your financial operations and drive growth, and learn if we’re the right fit for your business.

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When evaluating payment providers, one size rarely fits all. Businesses have unique priorities and objectives, creating a wide range of selection criteria. With the variety of payment products and services available, choosing the right provider can make all the difference. At Fire, we are committed to clearly communicating our product and services, focus, and objectives to deliver the highest value to both current clients and prospects.

This article is designed to support businesses evaluating Fire in their decision-making process. It aims to clarify whether Fire is the right provider for your payment needs or where our offerings may not align. By outlining the types of businesses we work best with, the solutions we offer, and the value we bring to clients, we aim to help companies determine if Fire’s solutions align with their strategic goals. Fire seeks to build strong foundations as we become our clients’ trusted payment partner today and in the future, driving innovation and helping businesses bring new products and services to market.

What types of businesses can Fire best support as a payments provider?

Scalable infrastructure for high-volume payments

Fire’s solution is designed and optimised for businesses that need to efficiently process large volumes of payments. For businesses transitioning from manual to automated processes, Fire offers speed, security, and API accessibility through a range of products:

Multi-account structures: Perfect for companies with complex multi-account requirements. Instantly generate unique account details across multiple currencies for efficient reconciliation and fund segregation.

Automated payouts: An integrated solution for organisations needing to pay large volumes of beneficiaries, optimising operational efficiency.

Open banking transactions: Ideal for businesses seeking a merchant-centric open banking solution to enable account-based payments, a cheaper, secure, and data-rich alternative to card payments.

International and multi-currency payments: Hold funds in dual-currency accounts with access to 14+ local payment rails for seamless international payments.

Debit cards: A tailored solution for businesses with high-value debit card spend. Manage cards across users, accounts, and currencies via Fire’s API or web interface.

Tailored solutions for different business sizes: Corporates, enterprises and high-growth startups

Fire supports a range of businesses, from established corporate and enterprise clients to high-growth start-ups looking to scale. Our focus isn’t defined by business size, but by the need for an integrated payment solution that helps bring new and more efficient products to market. Whether you’ve been operating for 25 years or are a 6-month-old start-up, if you have complex payment requirements, Fire may be the right provider for you.

For corporate and enterprise clients: Trusted solutions for automated payouts, open banking, FX, debit cards, and API integrations, supporting seamless financial operations.

For high-growth businesses: A regulated payments provider helping startups and scaling companies move faster with innovative, developer-friendly API payment solutions.

How we help: The common use cases

Fire provides solutions across a range of industries, each with its own unique payment challenges. Below are some common use cases where our solutions deliver the most value:

• Tipping solutions: Automate smart splitting of tip payments from the overall bill value with Fire’s API. Stay compliant and ensure staff tips are paid on time. See how JustTip uses Fire to automate large volume batch payments.
• Charities and nonprofits: Automate disbursement to charity partners using Fire’s payout solution while driving donations through open banking payment acceptance. Learn how Goodbox and the Irish Guide Dogs for the Blind leverage Fire to manage payments effectively.
• Financial services: From alternative finance providers to acquirers, insurers, fintechs, and investment platforms, Fire offers tailored solutions to streamline how businesses get paid and send funds. See how businesses like Accelerated Payments and Grid Cash Advance use Fire to automate high-volume payment flows in our series of case studies.
• Gaming and iGaming: Secure payment solutions for deposits, withdrawals, and player fund management. See how Gr8Odds and Fitzwilliam Sports use Fire’s open banking solution to streamline gamer deposits and withdrawals.
• Payroll service providers: Automate salary disbursements for Employers of Record (EOR), umbrella companies, and international employers. See how businesses like Fenero benefit from Fire’s API suite to manage high-volume contractor payroll.
• Travel and tourism: Accept open banking payments as a faster, more secure, and cost-effective way to get paid. Automate payout journeys to fulfil bookings with external partners.
• Platforms: Integrate with Fire to become a technical service provider and offer your clients access to Fire’s payment technology without the need for direct integration. With Fire as the regulated provider, you can minimise regulatory responsibilities while enabling powerful payment capabilities.

Case studies: Businesses that have benefited from using Fire’s services

We’ve worked with market-leading brands across a wide range of industries to optimise their payment processes. Explore our case studies to see how businesses use Fire to overcome challenges and improve financial efficiency.

Industries we serve

Fire works across a wide range of industries, providing tailored solutions to meet specific business needs. Below are some of the industries where our clients benefit most from using our services – examples include, but are not limited to:

• Payments and accounts

• • Transport (taxis, ridesharing),
  • logistics,
  • agri-food,
  • tipping platforms,
  • financial services,
  • healthcare,
  • insurance,
  • iGaming,
  • Nonprofits and charities,
  • and payroll providers.

• FX and international transfers

• • Financial institutions,
  • platforms,
  • travel & hospitality,
  • iGaming,
  • logistics,
  • and international supplier payments.

• Business debit cards

• • Marketing agencies,
  • gig economy platforms, like shopping and delivery,
  • car dealerships,
  • and travel agencies.

• Open banking payments

• • Utilities,
  • travel and hospitality,
  • car dealerships,
  • insurance,
  • investments,
  • luxury retail,
  • e-commerce,
  • property management,
  • event management, and more.

Instead of focusing on businesses in a specific sector, we concentrate on those that require flexible, scalable, and efficient financial solutions.

Innovating payment solutions

Fire is committed to delivering the best possible service to our clients and continuously innovating our product offerings. Our focus is on providing value to businesses that need to integrate, automate, and innovate their payment systems. To find out if Fire is the right provider for you, reach out to our sales team at sales@fire.com.

Your next steps

If you’re looking for an integrated payment provider that can help you scale, automate, and optimise payments, Fire may be the right fit for your business.

Have questions? Contact us to discuss whether Fire is the right provider for your business.

Want to learn more? Explore our case studies to see how other businesses have successfully implemented Fire’s payment solutions.