Fire Business Account Fees

The following are the fees and charges which apply for the use of the Fire Business Account.

Fees are charged at the time of the payment. For outbound bank transfers, fees are charged in addition to the amount of the payment. For inbound bank transfers and payment request payments, fees are automatically debited from the total of the payment received.

ServiceFee
Set Up Fee€0.00 / £0.00
The Fire Business Account comes with a Euro and a Sterling account as standard.
Monthly Fee€0.00 / £0.00
Bank Transfer Out€0.49 / £0.49
Bank Transfer In€0.49 / £0.49
1% for transfers under €49 / £49
Minimum fee: €0.10 / £0.10
Direct Debits£0.49
Unpaid Direct Debit Fee: £0.00
Represented Direct Debit: £2.49

Direct Debits are only available in GBP currently – Euro DDs will be added to the account in future. fire.com do not charge a fee if there are insufficient funds to pay a Direct Debit. A once-off higher fee is charged if that Direct Debit is subsequently represented by the biller.

Open Banking1% of the value of the request
Maximum fee: €19.00 / £19.00
Minimum fee: €0.19 / £0.19
Foreign Exchange Transfer1.25%
Minimum fee: €1.25 / £1.25
Additional Accounts
(Euro or Sterling)
€100.00 / £100.00
This is a once-off fee debited from
your default account at time of opening.
Debit Card Fees€40.00 / £40.00 per card (one-off)
€0.40 / £0.40 per Chip & PIN/Contactless/Online
€2.50 / £2.50 per ATM withdrawal*
2% International Fee (non-Euro and Sterling) in addition to fees above
Service Set Up Fee
Fee €0.00 / £0.00
The Fire Business Account comes with a Euro and a Sterling account as standard.
Service Monthly Fee
Fee €0.00 / £0.00
Service Bank Transfer Out
Fee €0.49 / £0.49
Service Bank Transfer In
Fee €0.49 / £0.49
1% for transfers under €49 / £49
Minimum fee: €0.10 / £0.10
Service Direct Debits
Fee £0.49
Unpaid Direct Debit Fee: £0.00
Represented Direct Debit: £2.49
Direct Debits are only available in GBP currently – Euro DDs will be added to the account in future. Fire do not charge a fee if there are insufficient funds to pay a Direct Debit. A once-off higher fee is charged if that Direct Debit is subsequently represented by the biller.
Service Open Banking
Fee 1% of the value of the request
Maximum fee: €19.00 / £19.00
Minimum fee: €0.19 / £0.19
Service Foreign Exchange Transfer
Fee 1.25%
Minimum fee: €1.25 / £1.25
Service Additional Accounts
(Euro or Sterling)
Fee €100.00 / £100.00
This is a once-off fee debited from your default account at time of opening.
Service Debit Card Fees
Fee €40.00 / £40.00 per card (one-off)
€0.40 / £0.40 per Chip & PIN/Contactless/Online
€2.50 / £2.50 per ATM withdrawal*
2% International Fee (non-Euro and Sterling) in addition to fees above

* Irish Customers are also charged Irish Government Stamp Duty of 12c for each ATM withdrawal (to a max of €5.00 per year).

The above fees are based on standard business usage and limits, customised corporate pricing is available on request.

© 2015 – 2021 Fire Financial Services Limited trading as fire.com and Fire.
Fire Financial Services Limited (fire-EU) is regulated by the Central Bank of Ireland, Reference No: C58301. Incorporated in Dublin, Ireland, Registration No: 464819.
Fire Financial Services Limited (fire-UK) is authorised as an Electronic Money Institution by the Financial Conduct Authority, Reference No: 900983. Incorporated in England & Wales, Registration No: 11549793.